Fintokei Review 2025 – Is Fintokei Worth It?
Fintokei is a rapidly growing prop trading firm known for its clean rule framework, attractive profit splits, and flexible 1-Step and 2-Step evaluation programs. Traders benefit from strong platform support, no time limits on challenges, and reliable payout processing. With account sizes up to $200,000, Fintokei is suitable for traders seeking a balanced and transparent funded trading environment.
Fintokei Quick Facts
A quick summary of Fintokei’s key evaluation rules, platforms, and funding structure.
Fintokei Challenge Rules
Fintokei offers two main evaluation options. Below is a simplified breakdown of their most common challenge rules.
1-Step Challenge
- Profit Target: 10%
- Maximum Daily Drawdown: 5%
- Maximum Overall Drawdown: 8% (static)
- Minimum Trading Days: 3 days
- Time Limit: No time limit
- News Trading: Allowed
- EA / Bots: Allowed (no HFT or arbitrage)
2-Step Challenge
- Phase 1 Profit Target: 8%
- Phase 2 Profit Target: 5%
- Daily Drawdown Limit: 5%
- Total Drawdown Limit: 10%
- Minimum Trading Days: 3 per phase
- Time Limit: No maximum time
- Weekend Holding: Allowed
Funded Account Rules
- Payout Split: Up to 90%
- Payout Frequency: Bi-weekly
- Scaling: Available for consistently profitable traders
- Leverage: Up to 1:100 (varies by asset)
- Hedging & Swing Trading: Allowed
Pricing & Account Sizes
Below are the typical evaluation fees for Fintokei’s 1-Step and 2-Step challenges. Fees vary based on account size and occasional promotions.
| Account Size | Evaluation Fee | Refundable? |
|---|---|---|
| $10,000 | $79 | No |
| $25,000 | $159 | No |
| $50,000 | $265 | No |
| $100,000 | $525 | No |
| $200,000 | $999 | No |
Pros & Cons
A quick overview of Fintokei’s advantages and possible limitations.
Pros
- Simple and trader-friendly rules
- No time limit on either challenge type
- Up to 90% profit split
- Supports MT5, cTrader, and DXtrade
- Reasonable profit targets and drawdown limits
- Allows EAs, swing trading, and news trading
- Clean dashboard and fast customer support
Cons
- Evaluation fees are non-refundable
- Does not offer instant funding
- Max daily drawdown can feel tight for aggressive traders
- Limited long-term operational history (launched in 2023)
- No free retries for failed phases
Who Is Fintokei Best For?
Fintokei is suited for traders who want clear rules, strong flexibility, and modern platform support.
Swing & Position Traders
With weekend holding and unlimited challenge time, swing traders can perform without pressure from deadlines.
Algorithmic Traders
EA and bot trading is allowed as long as it avoids prohibited high-frequency tactics, making Fintokei a strong choice for system-driven traders.
Risk-Managed, Consistent Traders
Traders who can respect 5% daily and 8–10% total drawdowns will perform well under Fintokei’s ruleset.
Traders Seeking Multi-Platform Support
With MT5, cTrader, and DXtrade available, traders can choose the environment that matches their style.