The Funded Trader Review 2025 – Is TFT Worth It?
The Funded Trader (TFT) is one of the most recognized prop firms globally, offering multiple evaluation programs, generous profit splits, and flexible trading conditions. With account sizes up to $400,000 and well-structured 1-Step and 2-Step models, TFT attracts a wide range of traders looking for scalable funding and flexible trading rules.
The Funded Trader Quick Facts
A fast overview of TFT’s account types, rules, and trading environment.
The Funded Trader Challenge Rules
TFT offers multiple evaluation pathways. Below are the common rules for the Standard and Royal Challenge tracks.
Standard Challenge (2-Step)
- Phase 1 Profit Target: 10%
- Phase 2 Profit Target: 5%
- Max Daily Drawdown: 5%
- Max Overall Drawdown: 10%
- Minimum Trading Days: 3 per phase
- Time Limit: 35 days (Phase 1), 60 days (Phase 2)
- Holding Overnight/Weekend: Allowed
- News Trading: Allowed with standard risk rules
Royal Challenge (2-Step)
- Phase 1 Profit Target: 8%
- Phase 2 Profit Target: 5%
- Max Daily Drawdown: 5%
- Max Overall Drawdown: 10%
- Minimum Trading Days: 3
- Time Limit: No hard deadline
- News Trading: Allowed
- EA / Bots: Allowed (no HFT)
1-Step Challenge
- Profit Target: 10%
- Daily Drawdown: 5%
- Total Drawdown: 10%
- Minimum Trading Days: 3
- Time Limit: Unlimited
- Swing/Hedging: Allowed
Funded Account Rules
- Profit Split: Up to 90%
- Payouts: Weekly or bi-weekly
- Scaling Plan: Available for consistent traders
- Leverage: Up to 1:200 (varies by asset)
- Overnight/Weekend Trades: Allowed
Pricing & Account Sizes
The Funded Trader offers multiple funding tracks with competitive pricing across all account tiers.
| Account Size | Evaluation Fee | Refundable? |
|---|---|---|
| $25,000 | $189 | No |
| $50,000 | $315 | No |
| $100,000 | $549 | No |
| $200,000 | $999 | No |
| $400,000 | $1,899 | No |
Pros & Cons
A quick breakdown of TFT’s strengths and potential downsides.
Pros
- Multiple challenge options for different trader types
- Profit split up to 90%
- Generous leverage options
- Supports MT4, MT5, cTrader, and TradeLocker
- Weekly payout schedule available
- No restrictions on news or weekend trading
- Strong community and active support channels
Cons
- Evaluation fees are not refundable
- Some programs have time limits that pressure beginners
- Strict 5% daily drawdown may challenge aggressive traders
- Large account tiers come with higher entry cost
- No instant funding option
Who Is The Funded Trader Best For?
TFT is a great fit for traders who want multiple challenge paths, strong payouts, and flexible trading rules.
Experienced Forex & Index Traders
Ideal for traders with consistent performance who can operate within daily drawdown rules.
Swing & Long-Term Traders
Weekend and overnight holding makes it a strong option for traders running multi-day strategies.
Algorithmic / EA Traders
EAs and bots are allowed as long as prohibited HFT techniques are avoided, perfect for systematic traders.
Traders Seeking Larger Capital
With funding up to $400,000, TFT is ideal for traders aiming to scale into large account sizes.