FundingPips Review 2025 – Is FundingPips Worth It?
FundingPips is a fast-growing prop trading firm offering multiple evaluation models, including Zero, 1-Step, 2-Step, and Pro programs. With funding potential up to $2,000,000, high flexibility, and profit splits as high as 100%, it has become a popular choice for traders seeking fast access to firm capital.
FundingPips Quick Facts
A fast summary of FundingPips’ key programs, rules, and funding structure.
FundingPips Challenge Rules
Below are the typical rules for FundingPips’ popular evaluation models. Rules vary by program, so always review the specific plan before starting.
2-Step / 2-Step Pro Evaluation
- Profit Target: 8% in Phase 1, 5% in Phase 2
- Daily Drawdown Limit: 5% (based on equity or balance)
- Overall Drawdown Limit: 10% maximum loss from starting balance
- Minimum Trading Days: At least 3 profitable days per phase
1-Step Evaluation
- Profit Target: 10%
- Drawdown Limits: ~4–5% daily, ~6–10% overall depending on account
- Risk / Lot Limits: Maximum lot size restrictions apply based on account size
Zero Program (Instant Funding)
- Instant funded account (no evaluation phases)
- Profit Split: Up to 95–100% depending on tier
- Daily / Overall Drawdown: Typically 3–5% daily and 6–10% overall
General Trading Rules
- Weekend Holding: Allowed
- Overnight Holding: Allowed
- EAs / Bots: Allowed (except HFT, latency arbitrage, tick scalping, and prohibited arbitrage methods)
- News Trading: Allowed with specific restrictions around high-impact events
- Lot Size Limits: Maximum lot exposure varies by account level
Pricing & Account Sizes
Here are sample FundingPips challenge fees for common account sizes. Prices vary by program and promotions.
| Account Size | Challenge Fee | Refundable? |
|---|---|---|
| $5,000 | $55 | No |
| $10,000 | $88 | No |
| $50,000 | $235 | No |
| $100,000 | $400 | No (Zero program: approx. $499) |
Pros & Cons
A quick overview of FundingPips’ strengths and drawbacks.
Pros
- Multiple evaluation models suitable for beginners, intermediate, and advanced traders
- Profit split up to 100%, among the best in the industry
- Scaling plan allows funding growth up to $2,000,000
- Supports MT5, cTrader, and MatchTrader
- Instant funding available through the Zero Program
- Wide market coverage: forex, commodities, indices, crypto, metals
Cons
- Evaluation fees are non-refundable
- Rules vary significantly across plans, creating confusion for new traders
- Strict limitations for automated strategies (HFT, tick scalping, latency arbitrage)
- Scaling requirements may be difficult for inconsistent traders
- Newer firm (launched in 2022), with limited long-term history
Who Is FundingPips Best For?
FundingPips’ flexible structure makes it suitable for a variety of trader profiles.
Beginner & Intermediate Traders
Good for traders who want accessible evaluation fees and clear progression paths using the 1-Step or 2-Step programs.
Traders Seeking Instant Funding
The Zero Program offers immediate funded accounts without evaluation steps, perfect for traders who want fast access to capital.
Long-Term Growth Traders
The scaling plan up to $2M is ideal for traders with consistent risk-managed strategies looking to grow account size over time.
Multi-Asset / Systematic Traders
Traders who operate across forex, indices, commodities, metals, or crypto — and who use structured or partially automated strategies — will benefit from FundingPips’ broad market offering.